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Podgorica 15.10.2014.

Održan okrugli sto na temu “Osiguranje u poljoprivredi”

U organizaciji Agencije za nadzor osiguranja, Ministarstva poljoprivrede i ruralnog razvoja i Nacionalnog biroa osiguravača Crne Gore u Podgorici je održan Okrugli sto na temu „Osiguranje u poljoprivredi“.

Ovom prilikom je ukazano na značaj osiguranja u poljoprivredi, kao i na nizak nivo razvijenosti ove vrste osiguranja. Cula su se iskustva u oblasti osiguranja u poljoprivredi, kroz izlaganja predstavnika: turskog osiguravajućeg pula (TARSIM), novoformiranog društva za reosiguranje Europa Re (projekat Svjetske banke), Zavarovalnice Triglav iz Slovenije, Lovćen osiguranja AD Podgorica, Svjetske banke, Hidrometerološkog zavoda Crne Gore i Crnogorske komercijalne banke. Doprinos su dali i prisutni poljoprivrednici koji su iznijeli iskustva u pogledu postojećeg sistema subvencionisanja premije osiguranja u prethodnom periodu i inicijative za pokriće rizika koji nijesu predviđeni proizvodima koji se trenutno nude na tržištu Crne Gore.

 

Ključne poruke sa okruglog stola su da je za zadovoljavajući naredak potrebno da se ponuda ove vrste proizvoda osiguranja dalje razvija, kao i da je neophodan nastavak aktivnosti svih učesnika (organizatora) usmjeren na: analiziranje efekata i načina razvoja postojećeg modela subvencije premije osiguranja, dalju edukaciju i informisanje poljoprivrednika o proizvodima koje društva za osiguranje nude i  sagledavanje potreba poljoprivrednika u pogledu pokrića rizika sa kojima se poljoprivreda kao privredna grana suočava, a koji sada nijesu uključeni u osnovni paket koji je u ponudi, čime će se omogućiti kreiranje proizvoda koji zadovoljavaju potrebe karakteristične za crnogorske poljoprivrednike.

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vrši obradu, obračun, isplatu šteta i naplatu regresnih zahtjeva po isplaćenim štetama po osnovu: - međunarodnih sporazuma o obaveznim osiguranjima u saobraćaju nastalim u zemlji i inostranstvu (zelena karta), - neosiguranih motornih i priključnih vozila i putnika u javnom saobraćaju, vazduhoplova i plovnih objekata, - zbog smrti, povrede tijela ili narušavanja zdravlja prouzrokovane upotrebom nepoznatog motornog vozila, vazduhoplova, plovnog objekta ili drugog prevoznog sredstva; - zahtjeva oštećenih lica koja nijesu štetu mogla naplatiti zbog prestanka rada društva za osiguranje kod koga su bila osigurana;